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you are ab-using [QUOTE]blah blah blah[/QUOTE] to reply to arktouros.
Please remove excess text as not to re-post tons
[QUOTE="arktouros:1045673"]everyone adjusts to their income. i'm lucky i paid for college up front, but as soon as i graduated i went out and got rid of my perfectly good dodge stealth and overpaid for a new car i could fit my drums in. my band room rent costs more than my apartment, between that, phone, insurance, drum expenses (i don't care what anyone says, drumming has by far the most continuous expenses), weed/food, credit card payments... it's impossible to save money. working out an excel budget helps, sticking to it is another matter. i have some side money to dump into a 403(b) and i'll be depositing every paycheck soon. but i like spending money. traveling > saving. live your life now. it sucks major balls to have 9,000 left of car payments on a car that's barely worth 3,000 now.[/QUOTE]
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